The Art of Mortgage by Rochelle Fitzgerald

Download a FREE copy of The Art of Mortgage magazine.

Click HERE to download.

Buying real estate by Rochelle Fitzgerald

Download a FREE copy of the Buying Real Estate magazine.

Click HERE to download.


Down Payment assistance Programs can help you!

"My husband and I were ready to be home owners but did not have the money for a down payment ..."

A down payment assistance program has helped many families like Ms. Dixon own a home.

If you are financially able to afford a monthly mortgage payment but may not have the minimum 3-5% down payment to purchase a home, this option may work for you.

For information on how to qualify, contact me.


The HOME PURCHASING process

Step by step


Step 1: The Mortgage professional

To know how much home you can afford means speaking to a mortgage professional. The mortgage pro will verify your employment, income and debt-to-income ratios and determine what you could be pre-approved for.

Need help with down payment and closing costs? The mortgage pro can guide you in getting assistance.

Step 2: the real estate professional

The buyer's consultation is the key to success! The real estate professional should review the legal and closing process with you so that you are comfortable in entering in to a legal contract.

This is typically where agents fail and cause you much distress. Do not bypass this step.

Step 3: the home search

The time has come to view homes that meet your criteria and within your pre-approved budget with your real estate agent.

Have fun with it!

Step 4: The closing process

The mortgage closing process can be as short as 21 days to as long as 45 days. Typically this is a 30-day time frame.

(This does not apply to a cash purchase.)


A HOME SEARCH WITH FULL CONSUMER ACCESS!

Just try and use always

Studies show buyers perform their own home search before selecting a real estate professional. The search is at your finger tips through Rochelle's access to the Houston Association of Realtors (HAR) Multiple Listing Service (MLS).
Full Consumer Access to the MLS

Coming soon properties!

Status changes to properties for sale!

 > Sold prices and market reports of properties!! <

EXPLORE A NEIGHBORHOOD

Watch this VIDEO to learn about Car Mode and explore a neighborhood.

Set up a neighborhood watch for coming soon or just listed properties.



the closing Costs

Who Pays For What?