REO & Property Preservation Services

Fitz & Co. Real Estate supports lenders, servicers, and homeowners across Southeast Texas — including Baytown, Mont Belvieu, and East Houston — with REO services, property evaluations, preservation coordination, and solutions for properties facing default or financial hardship.

Asset & Default Property Services

Professional support for lenders, servicers, and asset managers to protect property value, ensure accurate reporting, and support timely disposition. Services are delivered with attention to compliance, documentation accuracy, and market readines

Broker Price Opinions (BPOs) & Valuation

• Interior and exterior BPO reports
• Market analysis and value reconciliation
• Repair and condition adjustments
• Photo documentation
• Prompt turnaround times

Occupancy & Condition Verification

• Occupancy status checks
• Property condition reports
• Exterior and interior photo documentation
• Neighborhood and market condition notes

REO Listing & Disposition Support

• Property evaluation and pricing strategy
• MLS entry and syndication
• Buyer screening and offer negotiation
• Contract-to-close coordination
• Investor outreach and buyer pool exposure
• Documentation and compliance oversight

Market Readiness & Asset Protection

• Safety and hazard reporting
• Utility activation coordination
• HOA and municipal compliance monitoring
• Vandalism or damage reporting

Property Preservation & Vendor Coordination

Maintaining and securing properties is essential to protecting asset value and preparing homes for market readiness. Fitz & Co. Real Estate coordinates with a network of licensed and insured vendors to support preservation, safety, and maintenance needs.

Securing & Safety Measures

• Lock changes and re-key coordination
• Board-ups when required
• Safety and hazard mitigation reporting
• Pool and exterior safety securing

Exterior Maintenance

• Lawn care and vegetation control
• Debris and bulk item removal
• Exterior clean-up and curb appeal maintenance
• Code compliance support when required

Interior Preservation & Cleanout Services

• Trash-outs and interior debris removal
• Deep cleaning coordination
• Minor repair coordination
• Mold, moisture, or damage reporting

Property Support Services

• Utility coordination when required
• Pest control services
• Winterization (when applicable)
• Ongoing condition monitoring and reporting

Homeowner Options & Distressed Property Solutions

Homeowners facing financial hardship or possible foreclosure often have more options than they realize. Fitz & Co. Real Estate provides guidance and solutions to help homeowners protect their financial future and make informed decisions during challenging circumstances.

Selling Before Foreclosure

In many cases, selling a property before foreclosure proceedings are completed can help protect credit, preserve equity when possible, and provide a smoother transition to the next chapter.

Short Sale Guidance

When mortgage balances exceed market value, a short sale may be an option. We assist homeowners in navigating lender approval processes and understanding available alternatives.

Sell As-Is Options

Properties needing repairs or updates can often be sold in their current condition. This option may help homeowners move forward without the financial burden of preparing the home for market.

Support for Life Transitions & Hardship

Situations such as job relocation, inheritance, divorce, or unexpected financial challenges may require quick decisions. We provide guidance and solutions tailored to each unique circumstance.

Frequently Asked Questions

What is an REO property?

An REO (Real Estate Owned) property is a home that has reverted back to the lender after an unsuccessful foreclosure sale. These properties require valuation, preservation, and market readiness support prior to resale.

What is a Broker Price Opinion (BPO) and how is it used?

A Broker Price Opinion is a professional estimate of a property’s market value based on current conditions, comparable sales, and local market trends. Lenders and servicers use BPOs to evaluate asset value, pricing strategy, and disposition planning.

Why is property preservation important for vacant homes?

Vacant properties can quickly decline due to weather exposure, vandalism, code violations, and deferred maintenance. Preservation services help protect the property, maintain safety, and preserve market value.

What types of maintenance or securing services may be needed?

Services may include lock changes, debris removal, lawn care, minor repairs, safety securing, and ongoing condition monitoring to keep the property compliant and market ready.

Can I sell my home if I am behind on mortgage payments?

Yes. Homeowners often have options, including selling before foreclosure is completed. Acting early can provide more flexibility and may help protect credit and financial stability.

What is a short sale and when might it be an option?

A short sale occurs when a lender agrees to accept less than the amount owed on a mortgage. This may be an option when property value is less than the loan balance and financial hardship is present.

Can I sell my home as-is if it needs repairs?

Yes. Many properties can be sold in their current condition. Selling as-is may reduce costs and allow homeowners to move forward without making repairs.

Do I need to be facing foreclosure to explore my options?

No. Homeowners experiencing financial hardship, relocation, inheritance, or other life transitions may benefit from exploring options early to make informed decisions.

your texas broker

Rochelle Fitzgerald is a Houston real estate broker and Realtor® serving Baytown, Mont Belvieu, East Houston, and surrounding Southeast Texas communities. With over two decades of experience in residential real estate, she supports lenders, servicers, and homeowners with professionalism, discretion, and a solutions-focused approach.

Known for her clear direction when situations become complex, Rochelle helps protect property value, navigate challenging circumstances, and move transactions forward with clarity and care.

- Rochelle Fitzgerald

Member of the Houston Independent Real Estate Broker Association

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